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"Thanks Team Don Day"

After our great experience buying a home through Prudential Rowland Real Estate, we would have never sold our home through any other company. Once again, they went above our expectations and did everything possible to sell our home. They handled all the details of our sell, even thuogh we were living in another state. Their upfront, honest approach always makes these times of transition a little easier.

"Lance and Lisha Thigpen"

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Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Q	What Oscar-winning 1999 Best Picture about two neighboring American families was filmed in the interior of two actual homes located 12 miles apart?
A	"American Beauty," starring Kevin Spacey and Annette Bening.
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Your Team Don Day, REALTOR®, real estate agents and broker for Nashville, Franklin, Murfreesboro and Smyrna, Tennessee home listings, property and land for sale - NUMBER1EXPERT(tm)

Your Team Don Day
Team Don Day Prudential Rowland Real Estate
3173 S. Church St.
Murfreesboro, TN 37127
Don Direct: 615.406.7348
Fax: 615.278.1705
Office: 615.278.1700
Chris Direct: 615.406.1212
donday@NUMBER1EXPERT.com
Don is the Team Leader and has been selling homes and property in the Middle Tennessee area since 1993. He has helped more than 2,000 families buy or sell real estate since that time. Don is retired from the United States Air Force after 20 years of service. He is ranked in the Top 3% of all realtors in the Prudential Real Estate Companies in the world and has been since 1998. We believe in the Team approach because it provides our clients and customers with the best service possible. There is no extra charge to our clients for our enhanced services and representation. Prudential Rowland Real Estate 2006 Agent of the year South Church Street.

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